Home prices continue to climb, with prices rising in 80% of metro markets nationwide. While growing incomes have helped improve affordability for some buyers, higher mortgage rates remain a key challenge in today’s market. Stay informed on the latest housing trends and what they mean for buyers, sellers, and REALTORS®.

The summer housing market is cooling. More sellers are lowering prices as higher mortgage rates and seasonal slowdowns temper buyer demand. About 1 in 5 listings saw a price cut in July, giving buyers more negotiating power while sales activity remains steady.

Recent tariff actions could increase uncertainty for the housing industry by affecting the cost and availability of building materials such as cement, plywood, steel, aluminum, and lumber. The National Association of Home Builders (NAHB) warns that higher material costs may place additional pressure on housing affordability, while ongoing trade negotiations and potential tariff changes continue to impact the market.

HUD and the U.S. Census Bureau report that new home sales rose slightly in June 2026, while inventory remained stable, offering insight into current housing market trends and availability across the nation.

Kentucky Housing Corporation has launched the Shared Appreciation Mortgage (SAM) Program, a new initiative designed to help eligible homebuyers overcome down payment and closing cost barriers. The program offers a 0% interest loan to make homeownership more accessible for Kentucky families.

At the 2026 Government Affairs Directors Institute, National Association of REALTORS® (NAR) leaders highlighted the passage of the bipartisan 21st Century ROAD to Housing Act as a major advocacy achievement aimed at increasing housing supply, modernizing federal housing programs, and expanding access to homeownership. Leaders emphasized that successful implementation of the law will take years of continued collaboration with Congress and federal agencies, while also outlining ongoing priorities such as…

Home prices across the United States continued their upward climb in the third quarter, with the majority of metro areas seeing year-over-year gains. According to the latest National Association of REALTORS® report, tight inventory and strong demand have driven notable price increases in several regions, with markets like Trenton, Lansing–East Lansing, and parts of the Northeast and Midwest posting some of the sharpest growth. This trend highlights ongoing strength in…

As winter approaches, your roof becomes one of your home’s most critical lines of defense against snow, ice, and freezing temperatures. Existing roof issues—often minor and easy to overlook—can quickly worsen under winter conditions, leading to leaks, structural damage, and costly repairs. Identifying potential problems early can save homeowners significant time, money, and stress. Common warning signs include sagging areas, damaged or missing shingles, ice dams along gutters, interior water…