A new report from Realtor.com shows homebuyers are increasing their down payments to help offset higher monthly mortgage costs as mortgage rates approach 7%. The report highlights how buyer strategies are evolving in today’s market and offers useful insights for real estate professionals working with buyers this fall.

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The 21st Century ROAD to Housing Act is now law. Learn how this landmark legislation aims to increase housing supply, expand homeownership opportunities, and provide new tools to help communities address housing affordability. Explore five key takeaways every REALTOR® should know.

Rate Watch: The average 30-year fixed mortgage rate is now 6.67%. As affordability continues to be a top concern for consumers, staying informed on mortgage trends is essential for REALTORS®, buyers, and sellers alike.

Home prices continue to climb, with prices rising in 80% of metro markets nationwide. While growing incomes have helped improve affordability for some buyers, higher mortgage rates remain a key challenge in today’s market. Stay informed on the latest housing trends and what they mean for buyers, sellers, and REALTORS®.

The summer housing market is cooling. More sellers are lowering prices as higher mortgage rates and seasonal slowdowns temper buyer demand. About 1 in 5 listings saw a price cut in July, giving buyers more negotiating power while sales activity remains steady.

Recent tariff actions could increase uncertainty for the housing industry by affecting the cost and availability of building materials such as cement, plywood, steel, aluminum, and lumber. The National Association of Home Builders (NAHB) warns that higher material costs may place additional pressure on housing affordability, while ongoing trade negotiations and potential tariff changes continue to impact the market.

HUD and the U.S. Census Bureau report that new home sales rose slightly in June 2026, while inventory remained stable, offering insight into current housing market trends and availability across the nation.

Kentucky Housing Corporation has launched the Shared Appreciation Mortgage (SAM) Program, a new initiative designed to help eligible homebuyers overcome down payment and closing cost barriers. The program offers a 0% interest loan to make homeownership more accessible for Kentucky families.

At the 2026 Government Affairs Directors Institute, National Association of REALTORS® (NAR) leaders highlighted the passage of the bipartisan 21st Century ROAD to Housing Act as a major advocacy achievement aimed at increasing housing supply, modernizing federal housing programs, and expanding access to homeownership. Leaders emphasized that successful implementation of the law will take years of continued collaboration with Congress and federal agencies, while also outlining ongoing priorities such as…